Some important questions.........
01. Which of the following is the name of the programme launched by the Government of India to help lonely women
by providing vocational training to make themself-reliant?
l) Apnalaya 2) Prayas 3) Abhiyogyata 4) Swadhar 5) Swavlamban
02. When a bank returns a cheque unpaid, it is called
l) payment of the cheque 2) Drawing of the cheque 3) Cancelling of the cheque 4) Dishonour of the cheque 5) Taking of the cheque
03. Distibution of insurance products and insurance policies by bank as corporate agents is known as
l) General insurance 2) Non-life insurance 3) Bancassurance 4) Insurance banking 5) Deposit insurance
04. Yoshihiko Noda is the Prime Minister of which country?
1) Myanmar 2) South Korea 3) North Korea 4) Japan 5) NOT
05. The Indian Government has introduced a new Wholesale Price Index (WPI) recently. The new WPI is based on the prices
of which of the following years?
1) 2004-05 2) 2005-06 3) 2006-07 4) 2008-09 5) 2009-10
01.4 02.4 03.3 04.4 05.1
06. As per the news in various newspapers “Kfw” Group released another installment of it financial aid. Kwf is an Organization / bank based in
l) France 2) Japan 3) Italy 4) China 5) Germany
07. Now-a-days we frequently read in the newspapers about "Derivatives" as used in the financial market. Which of
the following statement(s) correctly describes what a 'Derivatives, is and how it affects financial market?
(A) Derivatives enable individuals and companies to insure themselves against financial risk.
(B) Derivatives are like fixed deposits in a bank and are the safest way to invest one’s safe money lying in a bank.
(C) Derivatives are the financial instruments which were used in India even during the British Raj.
l) Only (C) 2) Only (B) 3) Only (A)
4) All (A), (B) and (C) 5) None of the above
08. Which of the following is the objective of the flagship scheme ‘Rashtriya Swasthya Bima Yojana’ (RSBY)?
l) To provide life insurance cover to rural households
2) To provide health insurance to rural households.
3) To provide both life and health insurance cover to rural households.
4) To provide rife and hearth insurance covers only to people living below poverty line. 5) NOT
09. The Index of Industrial production (IIP) is compiled and released by which organisations/ agencies?
1) Registrar of Companies 2) Confederation of Indian Industries 3) Bombay Stock Exchange 4) Reserve Bank of India 5) Central Statistical Organisation
10. 'Mobile Banking’ is a new concept to the world. Consider the following statements about Mobile Banking, in India and
find out which of the following is/are true?
(A)The willingness to conduct banking through mobile devices is higher in India.
(B) About 4% of the total m-commerce transactions have taken place in the first few months of the current fiscal yr in India.
(C) Since RBI’s pension is needed for offering mobile banking, only two private banks are providing this service at present.
l) Only(A) 2) Only (B) 3) Only (C)
4) All (A), (B), (C) and (D) 5) None of the above
06.5 07.3 08.2 09.5 10.2
11. What is the upper limit prescribed for Real Time Gross Settlement (RTGS) transactions in various banks in India?
l) Rs l lakh 2) Rs2 lakh 3) Rs5 lakh
4) Rs50 lakh 5) No upper limit is prescribed
12. Recently, India has inducted Airborne Warning And Control System (AWACS) platforms in its Air Force.These
sophisticated machines are supplied by which of the following countries?
l) Australia 2) Poland 3) France
4) Israel 5) US
13. Which country hosted the G-20 summit of nations in the year 2012?
1) India 2) Mexico 3) Canada
4) Brazil 5) Britain
14. Several public sector enterprises like ONGC, SAIL and NTPC received Scope Award, in the recent past. The award is given for which the following achievements?
1) Earning the highest profit among all public sector units (PSUs).
2) For creating maximum number of jobs in a year.
3) For-donating the maximum amount in the Prime Minister's Relief Fund in a year.
4) For cutting down expenditure by 50%o or more in a year to wipe out losses made in the previous year.
5) Best corporate governance.
15. Which of the following nations is considered to be the father of the concept of micro-finance?
l) India 2) South Africa 3) Mexico
4) Bangladesh 5) China
11.5 12.4 13.2 14.5 15.4
16. As we read in the financial newspapers, many Indian banks are in close competition to open their branches/offices in
various countries. What benefit will the Indian economy have if banks open branches in a foreign country?
(A) It will bring substantial economic benefits to India as also the countries where branches will be opened.
(B) It will help in smooth inflow of FDI, long term capital inflow and also technical knowhow to India.
(C) It will provide better opportunities to Indians to visit foreign nations and get better facilities like education, medical treatment, etc.
l) Only (A) 2) Only (B) 3) Only (C)
4) Only (A) and (B) 5) All (A), (B) and (C)
17. Which of the following states has launched e-Shakti programme so that poverty can be reduced in the state?
1) Delhi 2) Maharashtra 3) UP 4) Bihar 5) None of these
18. As per the newspaper reports the government of India has asked all the states to conduct 'social Audit' of each and every
work done under which of the following schemes?
l) National Rural Employment Guarantee Scheme
2) Pradhan Mantri Gram Sadak Yojana
3) IndiraAwasYojana
4) Rajiv Gandhi Grameen Vidyutikaran Yojana 5) None of these
19. The Reserve Bank of India (RBI) has asked all the banks to install "Note Sorting Machines" in the branches.
How will this help banks and the general public?
(A) The machine will check counterfeit notes and drop these from circulation.
(B) This will help banks to count the notes quickly and accurately.
(C) This will help in sorting out soiled notes so that they are not reissued by the banks.
1) Only (B) 2) Only (A) 3) Only (C)
4) Only (A) and (B) 5) None of these
20. Which of the following ministries/departments operates the "Village Grain Bank Scheme"?
l) Ministry of Tribal Welfare 2) Department of Food & Public Distribution 3) Departmentof Social Welfare
4) Ministry of Forest 5) None of these
16.4 17.4 18.1 19.1 20.2
21. Ms. Christine Legarde is holding which of the following position at present?
1) Chancellor of Germany 2) Chief of ADB 3) Chief of IMF
4) Chief of Morgan Stanley 5) Chief of World Bank
22."The Bridge: The Life & Rise of Obama”, is a book written by
1) Cynthia Tucker 2) Sarah Palin 3) Barbara Walters 4) Michelle Obama 5) David Remnick
23. Which of the following is recognised as the biggest cause of hunger in the world?
l) Inflation 2) Poor management of public distribution system 3) Unemployment and/or under-employment 4) Malnutrition
5) All the above
24. Through which of the following sources Indian companies are allowed to access funds from abroad?
(A) External Commercial Borrowings (B) Foreign Currency Convertible Bonds / Foreign Currency Exchangeable Bonds
(C) Preferential shares
1) Only (A) 2) Only (B) 3) All (A), (B) and(C) 4) Only (A) and (C) 5) Only (C)
25. Which of the following is NOT a civilian award given by the government of India?
1) Sahitya Academy Award 2) Shanti Swarup Bhatnagar Award 3) Padma Shri 4) Bharat Ratna 5) Kirti Chakra
21.3 22.5 23.5 24.3 25.5
26. Who among the following has become the first Indian writer to win the prestigious Ondaatje Prize 2012 for his
book'The Sly Company of People Who Care'?
1) Rana Dasgupta 2) PinkiVirani 3) Raghuram G Rajan 4) Rahul Bhattacharya 5) Manu Joseph
27. Who among the following Indians has taken over as the Chief Executive Officer(CEO) of Deutshe Bank very recently?
l)VimalPandey 2)Anshu Jain 3) KvKamath 4) ChandaKochar 5) DeepakParekh
28. Ambassadors and top diplomats from which country have been expelled recently in an unusual coordinated
blow to the county, after a gruesome massacre, in which, families, including children, were shot at in their homes?
l) Libya 2) Syria 3) Pakistan 4) South Sudan 5) Somalia
29. Name the chairman of the National Transport Development Policy Committee, who has suggested that Metro projects should be restricted
to cities with over 5 million population, else it would not be cost-effective?
l) DrAnil Kakodkar 2) Rakesh Mohan 3)Sam Pitroda 4)Justice HR Khanna 5) E Sreedharan
30. Name the African country, where the former President Charles Taylor has been sentenced to 50 years in jail by a UN-backed war crimes court recently for arming rebels in Sierra Leone?
1) Somalia 2) Nigeria 3) Kenya 4) Ghana 5) Liberia
26.4 27.2 28.2 29.2 30.5
31.Indian Grandmaster Vishwanathan Anand has retained the world chess championship in Moscow recently with
a 2.5-1.5 victory over which chess champion in a tie-breaker?
l) Garry Kasparov 2) Veselin Topalov 3)Anatoly Karpov 4) Boris Gelfand 5) GataKamsky
32. From which country a nine-member delegation recently visited India to learn from Indian experience of polio eradication?
l) Afghanistan 2) Pakistan 3)Nigeria 4) SriLanka 5)Bangladesh
33. In the water of which of the following rivers of India has "anti-bacterial" properties, which according to environmentalists,
would be removed if hydel power projects are built on it?
l)Yamuna 2) Kaveri 3)Narmada 4) Ganga 5) Brahmaputra
34. Kevin John who sang the choir at the thanksgiving service to celebrate the Queen's Diamond Jubilee at St Paul's Cathedral, belongs to which of the following Indian states?
l) Maharashtra 2)Kerala 3) Goa 4)Delhi 5) Andhra Pradesh
35. The Union Government of India has announced a New Trade Policy aimed at achieving 20 per cent increase in exports to
360 billion dollar in the fiscal year 2012-13.Which of the following statements is correct in respect of the new policy?
l) Two per cent interest subsidy scheme extended till March2013.
2) Market-linked Focus Product Scheme extended till March'13 for apparel export to the USA and EU.
3) Single revolving bank guarantee for different export deals,
4) None of these 5)All the above
31.4 32.2 33.4 34.2 35.5
36. After six years, by what per cent has the Railways increased the parcel and luggage rates on all goods with immediate
effect, in a move that is expected to add to the inflationary situation?
l)15percent 2) 20percent 3)25percent
4) 30percent 5) 35 percent
37. The Insurance Regulatory and Development Authority (IRDA) is coming out with a product designing guidelines for life
insurance companies. Which of the following statements is correct?
l) It will maintain minimum premium payment term for five years.
2) The move will help protect consumer interest by preventing mis-selling of life insurance.
3) It will limit the maximum commission that can be charged for the first year and subsequent years
4) None of these 5) All the above
38. India's first IT Investment Region (ITIR) for knowledge-based industries, including software and hardware firms
with entire supply chain, is being set up in which of the following states?
1) Haryana 2) Tamil Nadu 3) Andhra Pradesh
4) Karnataka 5) Orissa
39. Indian Government is contriving to overhaul its e-Governance Program MCA2I. Which of the following is/are the
objectives of overhauling of MCA2I?
l) To fulfill the ambitions of its stakeholders in the 21st century via implementation of a service-centric approach.
2) The improvement is chiefly enabled via the mechanism of secure electronic-Filing (e-Filing) for all the services provided
by the Registrar of Companies (ROC), including incorporation
of a company, yearly filing, registration of charges and
other event based filings.
3) A swifter push on computerisation in regular corporate filings will let the government keep a check on illegal or slack
activities by companies.
4) The focus is to make the whole system transparent and make it a tool that acts as an early warning system against fraud.
5) All the above are the objectives.
40. Which of the following state governments is working on a package for poor tribals living in the state's less developed
areas to provide them financial help to tackle issues like crumbling houses and low fertility rate?
l)UttarPradesh 2) Goa 3) Rajasthan 4)Bihar 5) Madhya Pradesh
36.3 37.5 38.4 39.5 40.2
41. On the occasion of World Environment Day on June 5,which of the following dairies has launched environment-friendly
vans named 'Kamdhenu' that will carry homogenised toned milk in loose form to the remotest areas?
l) Amul 2) Paras 3) Mother Diary
4) Parag 5) Sudha
42. Which of the following books is written by Amitabh Bagchi?
l) Stay Hungry, Stay Foolish 2) Origins of love 3) Life Is WhatYou Make It 4)The Householder 5) NOT
43. The Centre has recently approved 1,200 crore for promoting coastal tourism of which of the following states?
1)Kerala 2) Goa 3) Gujara
4) Odisha 5) Maharashtra
44. Who among the following Indian batsman ranks third in the latest International Cricket Council (CC) one Day
International (ODI) rankings?
1) GauamGambhir 2)Ms Dhoni 3) ViratKohli 4)Sachin Tendulakr 5) Suresh Raina
45. A Delhi Court recently rejected a plea to summon which of the following Bollywood actors for his/her nude picture,
which was published in a daily in June 2009?
1) JohnAbraham 2)Mallika Sherawat 3) RanbirKapoor
4) Priyanka Chopra 5) Shilpa Shetty
41.3 42.4 43.3 44.3 45.1
46. In a relief to borrowers, the Reserve Bank of India (RBI) has asked banks to immediately stop charging penalty on pre-
payment of home loans taken on floating interest rates. Which of the following statements is NOT correct?
l) It has been decided that banks will not be permitted to charge foreclosure charges/pre-payment penalties on home loans on
floating interest rate basis.
2) The removal of the charges or penalty will lead to reduction in the discrimination between existing and new borrowers
and competition among banks willresult in finer pricing of the floating rate home loans.
3) It aims to ensure uniformity across the banking system in home loan segment.
4) Earlier some banks were charging pre-payment penalty of 2-3 per cent of the outstanding loans. 5) None of these
47. Which of the following tops the list of 53 countries where realty price has increased by l2%?
l) Brazil 2) India 3) Saudi Arabia
4) Estonia 5) Canada
48. Which of the following statements is true regarding the National Telecom Policy (NTP) 2012, which has been recently
approved by the Union Cabinet?
1) The policy promises broadband for all with a minimum download speed of 2 megabits
2) Consumers who use national roaming can now expect to pay local call charges
3) The policy also allows national number portability, but again, with no visible timelines
4) The policy also gets a formal approval of the new unified licensing regime which allows companies to provide ISR fixed
line, international and national long distance, and a few other services through single license.
5) All the above
49. Which of the following states has become the transit point for trafficking of children and women?
l)Delhi 2) Uttar Pradesh 3) Maharashtra 4)Jharkhand 5)AndhraPradesh
50. Which of the following days is celebrated on 3lst May worldwide?
l) International Mount Everest Day 2) World Meteorology Day 3) World Thyroid Day 4) World No Tobacco Day
5) International Family Day
46.4 47.1 48.5 49.1 50.4
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